I guess I’d better explain that headline.
I’m sure you heard, as the media breathlessly reported yesterday, the Dow Jones Industrials dropped 416 points in one day. Depending on your situation in life, this could be a good thing or a bad thing. For me, right now, at this moment, it’s a good thing.
I invest the way experts say most women invest. I’m a buy and hold kind of guy. I have at least 20 years before I retire. So, I have, almost excusively, growth stock mutual funds in my 401(k). Yes, I lost a lot of money yesterday. But, in 20 years, it won’t even be a blip on the radar.
This is why I’m (a little) happy for myself. For the last 6 or 7 years, there has been a very strange phenomenum that occurs every month when my plan purchases my shares. The price spikes in the days immediately surrounding my purchase date. BTW, you don’t think that has something to do with the fact that almost ALL 401(k) s are making purchases at the same time, do you? Anyway, after the price has spiked (meaning I’ve bought less shares), it goes back down to “normal” levels the rest of the month.
Unless there’s an incredible surge, I’m actually going to get to buy MORE shares, for once.
And they’ve got 20+ years to grow. Well, probably not that long. About age 55, I’ll start converting from stocks to something a little less volatile. Like oil futures. 
